ATM & ITM Outsourcing vs. Purchase + Managed Services

NextBranch offers two models for managing your ATM, ITM, and TCR fleet. Both come with the same operations team, the same AutoResolve monitoring technology, and the same 20+ year Hyosung manufacturer partnership. The difference is who owns the equipment and who carries the risk.

Features & Services Full Outsourcing Purchase + Managed Services
NextBranch equipment ownership
Zero upfront capital
No-cost compliance and regulatory upgrades
Vandalism, theft, and natural disaster coverage
Protection from manufacturer sunsetting and price increases
Armored cash loading Optional Optional
Remote monitoring and fix
Windows security patching (quarterly)
Security software (whitelisting, hard drive encryption)
Electronic journal retrieval and storage Optional
Assistance with customer disputes Optional
Advanced reporting and performance reviews
Cash forecasting, optimization, and consulting
Transaction processing Optional Optional
Managed wireless connectivity Optional
First line maintenance Optional
Second line maintenance
No out-of-scope charges

Which Model is Right for You?

Choose Full Outsourcing if:

Your institution wants to eliminate ATM capital expenditures entirely, transfer all equipment risk to a partner, and consolidate every aspect of fleet management into a single predictable monthly fee. This model is the right fit if you're replacing an aging fleet, want to avoid the next compliance upgrade cycle, or are planning a branch transformation that involves ITMs and TCRs. NextBranch owns the equipment, absorbs the risk, and is fully accountable for the outcome.

NextBranch customers on the full outsourcing model have seen up to a 30% reduction in ATM operating costs.

Choose Purchase + Managed Services if:

Your institution recently invested in new equipment and wants expert fleet management without changing your ownership model. This model delivers the same operational quality, monitoring technology, and team as full outsourcing, consolidated under one monthly bill, while your equipment stays on your balance sheet.

When your fleet reaches end of life, NextBranch can purchase your existing equipment at book value and transition you to full outsourcing. Same team, same technology, no disruption.

Still not sure which model fits? We can help you evaluate.

Schedule a conversation, and we'll walk through what each model looks like for your specific fleet and branch strategy.